Skip to content
Profile photo of a State Farm Agent named: Karen Ayers

Would you like to create a personalized quote?

State Farm® Insurance Agent

Karen Ayers

Ayers Insurance Agency Inc

4848 N Sheridan Road
Chicago, IL 60640

1st floor of the Sheridan Grande Condo building, across the street from McCutcheon Elementary School

Profile photo of a State Farm Agent named: Karen Ayers

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


4848 N Sheridan Road
Chicago, IL 60640



The Karen Ayers State Farm Insurance team is proud to serve all of Illinois with Insurance and Financial Services, with a focus on personal auto, Condo, Renters and Homeowners insurance in the Cook County area. I have been an Agent in Chicago, IL since 2001. I am a longtime member of the LGBT Chamber of Commerce and Uptown Chamber Of Commerce and worked with many local block club over the years. My personal claim to fame is my family, husband Ken and my teenage triplets. My work family consists of 4 licensed Insurance Professionals and they are here to help get you Insurance coverage for your specific needs. Not only can we help with Car Insurance, Home Insurance, Life Insurance, Condo and Renters Insurance, Motorcycle and Boat Insurance as well as Financial Services to the Chicago land area, but we are also able to assist small business owners with their Commercial lines of Insurance. Give us a call today for a personal price plan!

Insurance awareness is crucial in ensuring protection against life's unexpected events. Understanding the various types of insurance—such as life, auto, and home—empowers individuals to make informed decisions that safeguard themselves and their loved ones. By recognizing the importance of insurance, you can reduce the impact of accidents and other unforeseen occurrences. Stay informed about your insurance options, policy details, and benefits to ensure you are adequately covered. Building awareness about insurance not only secures your personal success but also contributes to a more resilient and prepared community.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Should I buy or lease a car?

Thinking about leasing vs buying a car? There are several pros and cons for each option to consider before you decide which works best for you.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Time to break these bad driving habits

Keep yourself and others safe on the road by kicking these bad driving habits to the curb.

View More Articles

Our mission at the Karen Ayers State Farm Agency is to education all customers with the choice of the products and services State Farm offers. We strive to offer professional guidance when at every discussion. Be it explaining the endorsements available, how our payment plan works, or helping with all steps in the claim process. Our intent is to give you the benefits of each policy so you may decide the coverage's that fit their individual needs. We strive to provide prompt, friendly and accurate service with every exchange. We are here to help with whatever life brings your way.

Meet the awesome team at the Karen Ayers State Farm Agency....

Kaila Dumas State Farm Agent Team Member

Kaila Dumas

Customer Service Representative

I will be celebrating my 6 year anniversary with the Ayers team this year! I enjoy helping establishing rapport with new customers and welcoming them to our team. My priorities include social networking and marketing our team. In my free time, I enjoy time with my my fur baby Bo, my boyfriend and family as well as spin classes, reading, journaling, bowling, softball and pet sitting.

Thomas Pettey State Farm Agent Team Member

Thomas Pettey

Property & Casualty Representative

I joined the Karen Ayers State Farm team back in December 2022 and could not be happier. My focus is helping customers with Auto and Home Insurance, as well as getting to know our current customers through each and every interaction with them. I moved here 3 years ago from Texas. In my free time I enjoy movies, cuddling my dog KitKat, and expressing my creative side when I can.

Cassandra Bathery State Farm Agent Team Member

Cassandra Bathery

Customer Service Representative

I started my insurance journey in Alaska, and brought my passion for it back to my home state of Illinois. My main focus is Auto and Home insurance coverage. I enjoy helping customers with their questions and help them better understand their policies. Other things that I enjoy are; spending time with my boyfriend, my family, and my friends, walking and playing with my dog, and bouldering, which is another love I picked up in Alaska.

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.